Help Center Resources

Epidemic-related Covered Reasons & How They Work

Published: June 5, 2023|

We’ve built epidemic-related covered reasons into some of our most popular travel insurance plans. Because the enhanced plans are approved for release at the state level, we launched the plans with covered reasons in approved states in March 2021, and they’re now available in all but a few states.

Mother and baby girl sitting on street overlooking rooftops of Rome on sunset and pointing


Where available, these covered reasons include

For Trip Cancellation Benefits

  • Epidemic-related illness (including of the insured, their traveling companion, or their family member)
  • Individually-ordered quarantine* of the insured or their traveling companion

For Trip Interruption Benefits

  • Epidemic-related illness (including the insured, their traveling companion, or their family member)
  • Individually-ordered quarantine* of the insured or their traveling companion
  • For Emergency Medical and Emergency Medical Transportation Benefits
  • Epidemic-related illness of the insured

Denied boarding due to suspicion of epidemic-related illness is also now a covered reason for certain benefits, depending on the plan purchased.

Coverage Alert

FAQs

*Benefits for quarantine due to an epidemic only apply when an eligible traveler is specifically named and individually ordered to quarantine (not including generally or broadly applicable quarantines). Benefits may not cover the full cost of your quarantine and are subject to applicable benefit limits. See plan documents for details.

Have more questions?

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