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Why Classic and Premier are Go-to Trip Protection for Families

Published: February 16, 2024|

As more families embrace the multi-generational travel trend, more travelers are turning to the Allianz Travel Insurance Classic and Premier plans to protect multiple people on one plan—making both an excellent way to enhance their experiences while growing your business.

More than reimbursement for covered trip cancellation

Not only do both plans protect multiple travelers (certain benefits can apply to traveling companions and kids 17 & under are included free*), they do so in a variety of ways—far beyond providing reimbursement for covered cancellations. The Classic plan has 31 total covered reasons—including adoption and school year extension—and the Premier plan has 34 total covered reasons, including veterinary emergency and hurricane warning.

Of course, the Trip Cancellation benefit is usually the first that comes to mind—and with maximum cancellation benefits of $100,000 (Classic) and $200,000 (Premier), your customers can put their minds at ease knowing their trip investments are well secured.

Once the trip begins, it’s nice to know your family has primary emergency medical benefits (up to $50,000 with Classic and up to $100,000 with Premier). They can definitely come in handy, whether a family is traveling internationally or hasn’t yet met their annual health insurance plan deductible and has a covered illness or injury while traveling.

There’s also no shortage of potential for less serious incidents while traveling—like carrier delays and lost luggage—and the probability only increases along with the number of family members traveling together. That’s why your customers traveling with family can benefit from protection for these types of situations, and Allianz Travel Insurance Classic and Premier plans really shine in this area with proactive SmartBenefits®. When your customers provide their flight details and have a qualifying delay, they can receive a direct payment up to $100 per insured traveler, without even having to file a claim. They can also choose to accept a $100 flat payment for baggage loss or delay without having to provide any receipts—just proof of the covered loss or delay. This feature has really impressed travelers and has gone a long way toward creating lifelong travel insurance customers.

Along with protecting your customers and enhancing their experiences, both plans can also help protect your hard-earned commissions. It’s a win-win for everyone and a no-brainer for travel advisors looking to build their businesses and strengthen customer loyalty.

Looking for a quick, easy way to help review these plans with customers? Be sure to customize and share your product brochures from the digital brochure portal in AgentMax Online—where you can also email customers a quick quote with a personalized message from you.

*Must be 17 or under on plan purchase date and traveling with their parent, grandparent, or legal guardian. Terms, conditions, and exclusions apply. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen.  A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings.  Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance (AGA) or its affiliates.   AGA compensates their suppliers or agencies for allowing AGA to market or offer products to customers of the supplier or agency Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company.  Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or

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